Are you looking to upgrade or change your auto insurance in New Hampshire? We make the process easy to manage and understand here at Morin Insurance. We understand that despite auto insurance not being required for many in the state, it’s still important to protect you and your family. So today, we’re going to discuss the different aspects of auto insurance and how to handle the switch! Let’s get into it.
Why bother with auto insurance?
Unlike many other states, New Hampshire is one of the few that do not require drivers to have auto insurance. But despite this fact, drivers are still on the hook for covering costs for any injuries or property damage that occur in an accident they cause.
So at the end of the day, the easiest and most reliable way to cover these costs is through a dependable agency such as Morin Insurance. Currently, there are three exceptions for drivers. Drivers are required to have proof of insurance if one of the following applies:
- Drivers convicted of a DWI
- Drivers convicted of offenses such as leaving the scene of an accident or reckless driving
- Drivers who were at fault for an accident and did not have insurance at the time
So, there you have the basics as to why you should consider insurance for your vehicle if you don’t have any!
What it covers
Auto insurance covers a few things. It can provide coverage to property damage, liability, and medical costs in the case of an accident. For example:
- Property coverage is important for paying the damage or theft of the vehicle.
- Liability coverage will pay for injury or damage to other drivers or vehicles.
- Medical coverage can help pay for injuries, rehabilitation, or lost wages.
Depending on your circumstances, you may want to choose several coverage options or only stick with a few. The most common two are property or liability coverage.
Auto Insurance in New Hampshire
For honest advice from a team of experienced industry experts, contact our team at Morin Insurance Agency today at (866) 538-2544 to receive your free auto insurance quote.