As any NH resident knows, boating is a big deal here. Although the state only has 18 miles of coastline, it boasts over 800 lakes (some counts put it as high as 944!) and about 19,000 miles of rivers and streams. While not all of those bodies of water are suitable for recreational boating, 17 of those lakes are over 1,000 acres. That’s a lot of water for a small state, even if we’re only talking about those 17 lakes. While boat insurance is not required in NH by the state, it’s still something worth considering if you own a boat. At Morin Insurance, we think it is important that you protect all your assets, both on land and on water.
Here are some ways boat insurance in NH can protect you so you can relax and enjoy your summer.
A Boat is Another Vehicle
You wouldn’t think twice about getting auto insurance, so why do we hesitate when it comes to boats? According to Statista, over 100,000 recreational boating vessels were registered in NH in 2020. That’s a lot of people out on the water. If your boat experiences damage because of an accident, it can be expensive to repair. Having boat insurance protects you and your boat in the case of an accident. It also protects you if you accidentally injure someone or damage their property with your boat. No matter how conscientious a boater you are, accidents happen and it’s best to be prepared.
Protect Your Boat from the Elements
While many of us have garages for our cars, far fewer of us have boathouses. Especially during the summer months, your boat is moored outside and exposed to the elements. If it is damaged because of a storm, you don’t want to be stuck choosing between repairing your boat or giving it up. Securing boat insurance in NH gives you peace of mind that your boat is covered against damage from weather incidents like lightning strikes and hurricanes.
Protect Yourself and Enjoy the Summer with Boat Insurance in NH
Summer is for enjoying the outdoors and spending time with your family and friends. You don’t want to waste these beautiful days worrying about what you will do if something happens to your boat. Protect yourself and enjoy your summer when you get boat insurance from Morin Insurance Agency.
