The weather is warming up in NH and people are starting to think about their plans for the summer. If you’re like thousands of other NH residents and visitors, boating is an essential part of your summer plans. But whether you’ve owned a boat for years or you’re buying one for the first time, you shouldn’t forget about purchasing boat insurance in NH. Although the state of NH doesn’t require boat owners to have insurance, it’s still a good idea. At Morin Insurance, our agents can help you find the best coverage to protect you and your boat so you can focus on having fun.
Here are three reasons why you should have boat insurance in NH.
Even the most responsible and experienced boaters take on some risk when they’re out on the water. The weather can take an unexpected turn, other boaters can be unpredictable, or you could run into any kind of unforeseen problems. If the result of an accident or another unexpected event with your boat is an injury to yourself or a passenger, proper boat insurance can protect you.
Protect Your Boat
Damage to your boat is the primary thing people associate with boat insurance. Coverage that protects your boat from damage is a wise investment for all boat owners. Whether your boat suffers damage on the water or off, the right insurance can help you cover the cost of repairing or replacing your boat. You’ll want a policy that covers circumstances such as fire, flood, storm damage, or damage caused by other boaters.
Cover Unexpected Expenses
Insurance is a simple and responsible way to expect the unexpected. You never know what might happen to your boat, even when it’s in storage for the winter. If you store your boat at a marina, they will have insurance, but it may not cover everything that happens on their premises. Having your own supplemental insurance ensures that you can cover any unexpected expenses.
NH Boat Insurance | Morin Insurance Agency
The office of the Morin Insurance Agency is located on the water in beautiful Alton Bay. So you can trust that we know our stuff when it comes to boats. Our agents will help you craft a policy that gives you coverage and peace of mind so you can focus on enjoying your boat with friends and family this summer.