In the State of New Hampshire, you are not legally required to carry proof of vehicle insurance. However, it is still a very good thing to have just in case. At Morin Insurance, we are your providers for everything insurance related in New England. Today, we are here to tell you some important reasons why you need auto insurance in New Hampshire.
At-fault collisions
If you find yourself in an accident that you are at fault, it generally occurs at the worst times. Being at fault for a collision means that since you caused the accident, you are liable for the other party involved. Thus, it is your money being spent on medical and mechanic expenses. Without car insurance, this out of your pocket expense can add up very quickly, especially when unexpected and unplanned for.
Cross-state travel
While New Hampshire does not require you to have proof of insurance for your car, bordering states such as Massachusetts, Vermont, and Maine all require their drivers to have some sort of insurance on their vehicles. So, if you were to get pulled over in a state requiring proof of insurance, you are risking your car getting impounded with fines totaling hundreds of dollars. In some instances, the likelihood of losing your license altogether is a possibility.
Buying a new car
Finally, we would like to discuss buying a new car in the state of New Hampshire. Unless you are paying the total amount of the car upfront, you will be looking at vehicle financing. In such an event, chances are, the lender will require proof of insurance for you to obtain the vehicle.
Obtaining NH auto insurance with Morin Insurance
At Morin Insurance, we pride ourselves on being different from our competitors. As a family-owned and operated independent agency, we’re here to protect your home, auto, family, and business from unexpected troubles. Our experienced agents work hard to understand your situation, needs, and budget to find the right plans for you, including policies for auto insurance in New Hampshire.
To learn more about our insurance plans, please contact Morin Insurance today at 603-875-1200
