You don’t expect to have a car accident when you get behind the wheel, but you never know what will happen. The best way to stay safe is to prepare yourself for every eventuality, including knowing what to do if you get in an accident. At Morin Insurance Agency, we do more than just provide you with auto insurance in NH. We are also here to make sure you know what to do if you’re involved in an accident and need to file a claim.
Here’s what you should do if you are involved in a car accident.
Stay Safe
The first thing you need to do is ensure that everyone in your car is safe. Check if you or your passengers are injured and call 911 for medical assistance if necessary. Once you’ve ascertained that everyone in your car is okay, move your car out of the way of traffic if you can. You should only exit your car if it is safe to do so and you are not in danger of any passing traffic. You should then notify the police that there has been an accident and give them your location as accurately as you can. If the accident has rendered your car unable to drive, contact roadside assistance, which may be covered by your insurance, depending on your policy.
Gather Info and Document Damage
After a car accident, there is a lot of information you need to gather and it can be hard to remember everything. You may find it helpful to save this list to your phone or keep it handy in your wallet or glove compartment.
- The names and phone numbers of the other drivers and any witnesses
- The other drivers’ insurance companies and policy numbers
- Their driver’s license numbers
- The make, model, and year of their vehicles
- Their license plate numbers
When documenting damage, you want to gather as much information as you can. Take photos and videos of the damage to all the cars involved in the accident, not just yours. If there are skid marks on the road or any damage to nearby property as a result of the accident, get pictures and video of that as well. Get the names of the police offers who responded to the accent and the name of the police department they work for. Finally, make sure that you get a copy of the police report.
Peace of Mind with Auto Insurance in NH from the Morin Agency
When it comes to filing a claim, you’ll be glad you have all that information. You will also be happy that you get your auto insurance in NH through Morin Insurance Agency. Our goal is to give you peace of mind and make the claim process as easy as possible for all our customers.
